Interest income was supported by a 15.1 per cent increase in investments, reflecting strong double-digit growth in volumes, according to the National Bank of Pakistan (NBP).
The bank said the improvement was further supported by a stronger funding mix, with sustained growth in low-cost current and savings account (CASA) deposits helping reduce its overall cost of funds and offset the impact of lower asset yields.
As a result, NBP’s gross interest income reached Rs361.7 billion in the first half of calendar year 2026.
The bank’s non-mark-up income also increased by 3.8pc year-on-year to Rs27.6bn, supported by growth across several income streams.
Foreign exchange income rose to Rs5.4bn, compared with Rs3.5bn during the same period last year, while dividend income increased by 30pc to Rs4.1bn.
However, operating expenses climbed 11pc to Rs65.5bn during the period.
